Debt Payoff Tracker | Utang Snowball & Avalanche Planner | Google Sheets Template

Pay off every utang, one debt at a time, and know exactly when you'll be debt-free.

Debt Payoff Tracker is a Google Sheets planner for Filipino families paying off credit cards, SPayLater, Home Credit, Pag-IBIG or SSS loans, or utang sa kapamilya. List your debts once, log each payment, and it builds your month-by-month payoff plan for you.

What's inside

• Payoff Plan: a real month-by-month plan where every paid-off debt rolls into the next, with the exact month each debt is cleared
• Snowball vs. Avalanche, side by side: see your debt-free date and total interest for each method, then pick the one that fits you
• The cost of waiting: see how much interest and how many months your plan saves compared with paying only the minimums
• Due Dates: what's due this month, soonest first, marked Overdue, Due soon or Paid
• Statement Check-in: copy the balance from each monthly statement and interest and fees are counted for you
• Dashboard: total debt, paid so far, progress bar, your focus debt and what to pay this month
• My Debts and Payment Log: up to 15 debts and 500 payments, and every balance updates by itself

Made for you

• In pesos, with a step-by-step Start Here guide
• Works on your phone with the free Google Sheets app
• One-time payment, yours to keep

How you get it

Pay with GCash or Maya. Once we confirm your payment, we email you a link to make your own copy in Google Sheets, usually within 30 minutes (7 AM to 11 PM).

Questions? Email us at hello@planyourlifeph.com