{"title":"Money \u0026 Ipon","description":null,"products":[{"product_id":"debt-payoff-tracker-utang-snowball-avalanche-planner-google-sheets-template","title":"Debt Payoff Tracker | Utang Snowball \u0026 Avalanche Planner | Google Sheets Template","description":"\u003cp\u003e\u003cstrong\u003ePay off every utang, one debt at a time, and know exactly when you'll be debt-free.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eDebt Payoff Tracker is a Google Sheets planner for Filipino families paying off credit cards, SPayLater, Home Credit, Pag-IBIG or SSS loans, or utang sa kapamilya. List your debts once, log each payment, and it builds your month-by-month payoff plan for you.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayoff Plan:\u003c\/strong\u003e a real month-by-month plan where every paid-off debt rolls into the next, with the exact month each debt is cleared\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSnowball vs. Avalanche, side by side:\u003c\/strong\u003e see your debt-free date and total interest for each method, then pick the one that fits you\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe cost of waiting:\u003c\/strong\u003e see how much interest and how many months your plan saves compared with paying only the minimums\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDue Dates:\u003c\/strong\u003e what's due this month, soonest first, marked Overdue, Due soon or Paid\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStatement Check-in:\u003c\/strong\u003e copy the balance from each monthly statement and interest and fees are counted for you\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDashboard:\u003c\/strong\u003e total debt, paid so far, progress bar, your focus debt and what to pay this month\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMy Debts and Payment Log:\u003c\/strong\u003e up to 15 debts and 500 payments, and every balance updates by itself\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eMade for you\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eIn pesos, with a step-by-step Start Here guide\u003c\/li\u003e\n\u003cli\u003eWorks on your phone with the free Google Sheets app\u003c\/li\u003e\n\u003cli\u003eOne-time payment, yours to keep\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003ePay with GCash or Maya. Once we confirm your payment, we email you a link to make your own copy in Google Sheets, usually within 30 minutes (7 AM to 11 PM).\u003c\/p\u003e\n\u003cp\u003eQuestions? Email us at hello@planyourlifeph.com\u003c\/p\u003e","brand":"Plan Your Life PH","offers":[{"title":"Default Title","offer_id":68798692360386,"sku":null,"price":199.0,"currency_code":"PHP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0796\/9223\/4946\/files\/debt-payoff-tracker-payoff-plan-v2.png?v=1793546473"}],"url":"https:\/\/planyourlifeph.com\/collections\/money-ipon.oembed","provider":"Plan Your Life PH","version":"1.0","type":"link"}